We'll Work as Hard as You Do! 
Designed to help you achieve your financial goals, our Business and Agricultural Checking accounts provide the service and benefits that allow you to focus on growth and profitability.

MINIMUM BALANCE SERVICE CHARGES BENEFITS
Business Checking
$300 minimum daily balance
$6.00 per month if minimum  balance is not maintained
20 per debit over 25 if average collected balance of $1,500 is not maintained
Low minimum balance
Check and deposit images 
returned in monthly statement
This is an account designed for the businessperson who does not write a large volume of checks. This account is available to sole proprietorships, partnerships, corporations, and civic organizations.**
Analysis Checking
This account is tailored to meet your specific needs. Each month we analyze your account balance and activity; an earnings credit is applied and fees are charged or waived based on this analysis.* 
Earnings credit for balances
Check and deposit images  
returned in monthly statement
This is ideal for companies which routinely receive and write a large number of checks. This account is available to sole proprietorships, partnerships, corporations, and civic organizations.**
Business Plus Checking
$500 minimum daily balance
$8.00 per month if minimum 
balance is not maintained
20 per debit over 25 if average 
collected balance of $2,500 is  
not maintained
Check and deposit images 
returned in monthly statement
Tiered interest paid on daily collected balances
Higher interest rate paid on 
higher balances
This account is designed for sole proprietorships and civic organizations** with low account activity, giving you the opportunity to earn interest on your account
Civic Checking
No minimum balance
20 per debit
$1.00 per statement plus $1.00 for images
No minimum balance
Only pay for the services you use
Civic Checking is for civic organizations** with limited checking activity that desire ease and affordability.

*See a customer service representative for an example of our analysis.
**Includes churches, schools, clubs, and social groups.

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